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VOLUME 6 ISSUE 1 AFULE UNION OFFICIALS SUBMISSIONS FOR THIS PUBLICATION Train Crew are invited to send submissions for publication on issues that concern the Train Crew grade. Including items from the press or even creative writing that is reflective of the Train Crew lifestyle. It is proposed that the publication be representative of the Train Crew grade, with an issue being produced on a bi-monthly basis. The success of the "Train Crew Journal" will be dependent on the input from all members within the grade. Have your say on the day. Send your submissions to: AFULE OR AFULE FROM THE DESK OF THE SECRETARY
Welcome Councillors to the July 2001 Divisional Council Meeting, with a special welcome to Mr John Callan (Proxy No 2 Divisional Councillor) and Mr George Best (Proxy No 4 Divisional Councillor). AFULE Elections As the current term of AFULE Officers (except State Secretary) expires at 31 December 2001, I have notified the Industrial Registrar for a request of a conduct of elections. The Electoral Commission, Queensland, has now finalised the following dates for nominations and conduct of a ballot if necessary. Rule 13 (8) State President of the registered rules of the Union state "Unless otherwise determined by Divisional Council, the position of State President will be that of a full time paid position with salary and conditions equivalent to that of the State Secretary". The Divisional Council has previously determined that the position of State President would be honorary until 31 December 2001. The sitting of this Council will have to further determine whether the position of State President will remain as an honorary position or revert to a full time paid position. I have listed this issue as an agenda item as it will be crucial to those members aspiring to the position. I urge all members to make a quick phone call to the State Office to confirm their postal addresses concurs to that of the membership roll. Driver Reductions There has been a recent trend in QR to reduce Drivers by stealth. There are currently Drivers throughout the State reduced in Status and pay to OSI.6 because of safe working infringements. The periods of reduction range from indefinitely to six month periods. I say they are reduced by stealth as QR's discipline policy states that reduction is not to be used as a punishment. The Drivers in question were faced with the following offer; QR would terminate their employment unless they volunteered to reduce themselves in classification and pay. Faced with the daunting prospect of being dismissed and fighting the dismissal in an appeal to QRAB or an unfair dismissal in the Industrial Relations Commission, the Drivers had no real option but to voluntarily reduce themselves. This then means that as the reduction was voluntary then there is no avenue of appeal. This approach of reducing Drivers by stealth is contrary to negotiations when QR wanted to dismantle the now defunct Appeal Board under the Railway Act. In those negotiations, QR stated that they wished to introduce an Employment Management System, where the focus would not be punitive, but would offer assistance such as training and up-skilling rather than automatically reducing Drivers. Even in the days when Driver's were reduced they were reduced one grade in rank to a Locomotive Assistant. Although this was a drop in pay, the financial impact was not as great as the Drivers are suffering now. Imagine trying to meet your financial commitments after being reduced in pay from the aggregate wage to that of OS1.6. QR's benevolent response to the plight of these Drivers is; "we could have dismissed them". By adopting this backdoor method of reductions, QR are their own investigators, jury and judge without any right of appeal. It is apparent the master and slave mentality is alive and well in QR management and any Driver indiscretions are being met with punitive action. It's a shame that managements bloopers are not met with the same response. Employment Dismissal Appeals At a recent SBU meeting, QR put on the table a proposal to do away with the avenue of appeal on dismissal to the Queensland Rail Appeal Board (QRAB) and have all dismissal appeals determined by the Industrial Relations Commission (IRC) under the Industrial Relations Act 1999. The Act lays down basic principles which must be followed to fairly and lawfully dismiss employees this involves; If an employee feels they have been unfairly dismissed, they can apply to the Commission for reinstatement. Even though the Commission may consider a dismissal as unfair, it may not necessarily order reinstatement, but order compensation to be paid to the dismissed employee. When ordering compensation, the maximum amount awarded must not be greater than; FROM THE DESK OF THE PRESIDENT Welcome Councillors to this July 2001 sitting of the AFULE Divisional Council. At the time of penning this report, workers everywhere in this State are feeling the economic strain due to the collapse of several large industries. Some of these fellow workers are Union members, some are not. We can not dictate what workers should do, but we can guide them to join a Union, for the security and benefits that the organisation provides for its members. Everyday either in the paper or on TV we see Union officials fighting for their members' rights. The AFULE Queensland Union of Employers is such a Union, a GREAT UNION. Born, by a desire to have Train Crew representing Train Crew. Perhaps not great in numbers, but great in terms of progressive thinking and acting in the best interest of its members. This Union has earned respect on the industrial front that many larger unions envy. None of this has come about by accident. Only the dedication of the officers of this Union and the support of its members has placed the AFULE in the respected position it holds today. However, there are signs out there that we may be becoming a little complacent. Perhaps times are too good. Perhaps members do not see any fights left of any significance. But make no mistake, there are more challenges and fights to be won. The AFULE has come a long way since its foundation Federally when we were the Federated Locomotive Enginemen, Fireman and Cleaners association of Australasia and later came the formation of the Queensland Branch in August 1921. It is fortunate for this Union and its members today, that previous office bearers, Divisional Councillors and members never took a backward step or a defeatist attitude. From the day the AFULE was formed their was a continual effort to better the conditions of Train Crew. No gains were easily come by. There has never been a shortage of members to put their hands up to fill positions at a Branch or State level. That is the main reason the AFULE is treated with respect by QR and others in the Industrial Arena. There was never any hesitation to take what was seen as appropriate industrial action at Branch and State level if it was considered the occasion warranted it. Stoppages of work were common, and issues were met with "DOWN TOOLS" at little or no notice. But nobody would want to return to those days. The system has changed. Members want better roster systems and planned quality time off. We were fortunate in having excellent people to represent us in all circumstances. More recently Pat Rooney, Keith Fordyce, Keith Dickson, Frank Doyle, Barry Powell and Larry Matters. The fact is Train Crew had to look after themselves, and still have to. Elected officers can only maintain the objects of this Union with the visible and close support of members. In recent years the AFULE Queensland Union of Employees has faced some significant industrial challenges. Enterprise Bargaining, the Aggregate Wage, and the now discredited amalgamation process. I have no doubts that had members not stood firm in the amalgamation ballot and the AFULE Queensland Union of Employees had been swallowed up in the amalgamated process, we would never have achieved anywhere near as good an outcome in the Aggregate Wage negotiations as we did. It is a credit to our members the way they supported the anti-amalgamation campaign and this Union. Perhaps we need a few fights of the same magnitude to put a bit of spirit back into the members. This scenario may be just over the horizon. Members need to look at the long-term. We need to be more than just another Union. We need to say more than just "we are a member of". We need to have our say and be an active part of a great and respected Union. All must have input, and all input is value. You often see writings begging people to participate, or attend meetings. I am not the begging kind, I am just stating the facts as I see them. What I am telling members is if they do not get to meetings and support their local officials and Divisional Councillors, this Union could well be on the slow slide to being just "another Union". Don't rave on in the Quarters, on the job, or in the lunch room. ATTEND LOCAL MEETINGS and put it on the books. This is the only way you can give your ideas recognition. This is the only way your Union can act on your behalf. DIVISIONAL COUNCILLORS REPORTS MR GREG HOOPER Welcome every one to the July council of the A.F.U.L.E., well my report this time will be very brief, this isn't because of lack of issues but the fact that we are still in the dark as to who can address these problems. QR's restructure has still not been finalised at the time of writing this report. This has created a lot of problems with morale, as no one knows who is in charge. This was shown only last week, as I had to make several calls to get an answer over a trivial issue. Everyone I spoke to said my hands are tied I can't authorise that any more. I hope this isn't the way the new structure within QR will work. Why have people in roles if they are only there as puppets. We have had nearly eight months of confusion, we must get back on track before we totally lose the plot. Having said this, we must ensure when the new Managers are selected that we have meetings AS SOON AS POSSIBLE. We must ensure that we advise QR of the way this Union works and the importance of having a good working relationship with all our Councillors. There were lots of mutual agreements between the past managers and this Union which proved beneficial to all concerned, I for one would like to continue with this method of communication. I, like everyone else have heard all the rumours and I hope that's what many of them are just rumours. I hope QR still believe in consultation not confrontation because the members are advising me that they have had enough of being a rudderless ship. If we get the wrong managers then I can see a return of the early nineties when we spend most of our time in conflict. I am willing to go either way as the general feeling is just say no to everything QR suggests. On a more positive note the western tour undertaken by myself outlined 29 outstanding problems and hopefully the majority of these can be sorted out in the very near future, I for one would like to see more of these take place as the Western members are saying they felt good being able to voice their problems to QR management with their District Representative. Present mainly just as moral support but also to clarify the unions position of any issues that were ongoing or on the agenda for discussion. Many of the problems raised were the same ones that have been raised for the last three years but I believe we may have had the right people involved to finally solve these outstanding issues. If this isn't the case then QR will find themselves in dispute with this Union very quickly. The lack of staff has affected all depots as Cairns and Townsville have had to send staff west for relief. Cairns is managing to handle the sugar ok but when this finishes they will be sitting around doing nothing again. We must work out a realistic way to staff all depots. Pring has very few problems that aren't able to be handled by the branch officials as usual. Townsville is in the same situation with whatever problems that can be being handled locally or everyone just waiting to see who they will have to meet with in the future. In closing I hope we have news of the new structure at council and we must have lengthy discussions on the best way to ensure this Union stays the strongest Traincrew in Queensland. REPORT BY NO. 2 PROXY DIVISIONAL COUNCILLOR Hello and welcome to another Divisional Council Meeting for the AFULE. I would like to introduce myself to Council and members. My name is John Callan I am a Driver from Mackay. I am the Acting Secretary for the Mackay Depot and as the Proxy for the Number 2 division, I have been given the opportunity to represent it by Byron Davidson at this Council meeting. Yes it is Tax time again and a half year gone already, soon it will be Christmas time again. With the Transfer of Below Rail Functions to NAG being trialed from Rockhampton to Brisbane and eventually North, we will have to be on our toes to see the outcome of this. The biggest issue this year would be Limitation of Hours with DOO and TDO. Coppabella: Dysart: Jilalan: Rockhampton: Mackay: Train Crew are signing on and off at Townsville quarters instead of at Townsville shed. Also there are some Tilt Train concerns, of which depots will get workings and Mackay will finally get a permanent Driver in Charge. REPORT BY NO. 3 DIVISIONAL COUNCILLOR Welcome all to the July 2001 Council sitting, I trust all is well in your respected areas. With the new QR Management restructure it appears very quiet on a State level, but to quote an old phrase this may well be the lull before the storm. One problem that does seem to exist across the State is the varying degrees in which Traincrew provisions (stores) vary from depot to depot and how a local Manager on a whim can just discontinue a certain entitlement, thus making it difficult to regain that entitlement without some written proof of the granting of such item. So as a Council we should comprise a document consisting of a list of provisions (stores) for Train Crew across the State and submit this list to QR for verification. In saying this I do believe some depots may loose, but more depots will gain from the said document. After all we are all Train Crew and should be entitled to the same provisions, thus creating uniformity across the State. Should any member have ideas or written documentation verifying a certain item could you please send them to the AFULE State Office. Too many depots are surviving on depleted stores or not getting the stores that they are entitled to, because of uncertainty of what's allowed or the ignorance of their depot Manager. Another matter that has been brought to my attention is the absence of a procedure for checking and testing radios by Drivers, as this was to be done at the introduction of DOO. Gladstone New diagram guidelines have been tabled with the reintroduction of deferments, altered sign-on times, 8 hours 45 minutes and 10 hour QR shifts with viability to work to 11 hours for relief purposes only, but this has not meet favourably with the rank and file members and there are doubts whether these changes will eventuate. The seat cover saga continues for Gladstone and the other depots in my division, currently we are into week 32 so stay posted. AFULE CD player was being trialed on a 4000 Class Locomotive and the last I saw of this was in the remote portion of a train, the radio on the CD didn't have an aerial and the CD player volume was too low. It appears under the new Management restructure just released, Gladstone looses its DIC and is to be replaced with an Area Supervisor, only time will tell if this is a positive move for Train Crew. Bluff Bluff Train Crew would like to see the CD trial expanded to more Locomotives and they have also asked for carry bags to be provided for carrying gear when attending to their train. The extra train services would be impacting on Bluff as well and Driver's jobs have been filled but are yet to be taken up. The depot was very appreciative of the visit by our State Secretary and State President and they are all looking forward to a return when the State Tour is conducted. Emerald There is the ongoing problem with their rostering and the Area Manager again suggesting 12 hour TDO shifts, but this was politely rejected. Most of these problems are being resolved at a local level. Alpha Trackside conditions are problem as well, but this seems to be a growing trend across the State. The provision of bottled water to the Alpha Train Crew has also been ceased. Longreach There is still no MSR radio in the Longreach car as was promised by their previous Manager, this is another matter that has dragged on far too long. Train Crew would also like to have a sun visor fitted to the car. REPORT BY NO. 4 PROXY DIVISIONAL COUNCILLOR Welcome Councillors to the July 2001 Divisional Council. As you all know this is my first Divisional Council Meeting and I feel very honoured to be here. I would like to congratulate Mr Keryn Staib on his new position as State President. The latest restructure of QR is taking place and as far as I can see, there appears to be more levels of Management to deal with. Only time will tell if QR has got it right. The new North Coast Corridor workings commenced on the 7th May 2001. The layoffs have again been extended and rostered workings are being changed on a daily occurrence, due to the northern mainline upgrades and trains being altered after the new timetable was introduced. Hopefully this situation will change for the better in September 2001 when another timetable commences. Fisherman Island Quarters Rockhampton Quarters Acacia Ridge Quarters 3900 Class Locomotives 2800 Class Locomotives 2300 Class Locomotives Radios Maryborough Bundaberg Gayndah REPORT BY NO. 5 DIVISIONAL COUNCILLOR Train Crew Agreement Security It is interesting to read in papers that Doctors and Nurses suffer violence in their occupations as well. Most of the problem in the rail network comes from gangs of youths under seventeen years of age as they are protected by law and they are very well aware of their rights, but not their responsibilities. This points to the problem not being unique to QR, but a community and social problem and one which our politicians have to deal with. This Union should start writing to the politicians and encourage them to bring in laws to bring a stop to this problem. Ipswich Heaters Dismissal Stabling Yards Boots MR RENNY EYEARS Welcome to all Councillors and welcome to John Callan and George Best to their first Divisional Council Meeting. Derailment Committee There was some discussion on a device to be used to record when a train derailed. To have a device such as this would cost too much money at this stage. SPAD's Drivers should not be penalised financially, a reduction in grade in penalty enough. Retraining Drivers in safe working and signals would be better than being reduced. Labour Day 2002 It's a shame that this day is going to die out. I put out a notice asking for help to raise money and organise events for next year, I only received two replies. If more people don't get together to help raise money, there will be no Labour Day festivity. It is only for one day of the year, but it takes eight months to raise money and organise. If anyone from the Freight or Citytrain depots are interested in being on the Labour Day Committee please contact the AFULE State Office. Acacia Ridge Fisherman Islands Ipswich MR JEFFREY PAROZ Recently the local media published stories regarding railways and QR. The Australian Transport and Energy corridor have announced that a rail bridge will be built near Goondiwindi as part of the Australian Inland Rail Expressway. If this bridge is built and the idea becomes a reality for this rail line, it has the possibility of wiping out the depots in the Number 7 district. QR are to spend $37 million this year on projects on the Darling Downs and South-West Queensland. Part of this will be the upgrading of lines by using line from the North Coast upgrade. Train Crew throughout the district have been suffering, due to the poor track condition and it is hoped that this is the start of acquiring a reasonable standard of track so rail can compete effectively with road transport. QR have announced an increase in the rates for transport and livestock. This has the potential to reduce services and place pressure on depots for survival if producers turn away from rail and use road transport instead. It has been reported that the Government heavily subsidise Citytrain, they could also do the same for livestock services. Whilst speaking to each Depot prior to Council, a couple of items were raised which I will address before continuing with my divisional report. Firstly, the H Class Locomotive is a common sight in the depots throughout the region. There are concerns regarding the lack of room whilst tuition of any kind is being conducted. Also the second Driver has to sit in a restricted position. Branches have expressed concern that the Cab Committee requested Locomotives be sent from the North to other depots because they have problems. If they had a problem there, they will also be a problem here. It would be better for everyone to solve the problem or utilise these Locomotives for what they were originally designed for. No VER or separation policy is of a concern to the branches. Whilst they recognise the importance of maintaining jobs, they believe that part of representing our members is having in place a policy that will assist members if they require such help. They wish to know what input we had into the joint rail unions decision not to support this policy. If the no forced redundancy / relocation policy were to be removed, it would leave some Train Crew in extremely difficult positions. All depots mentioned the Aggregate Wage due to large increases in weekend work now being performed. Rightly or wrongly, when the Train Crew Agreement was presented to the depots, a QR representative stated that there would be increases in the Aggregate Wage if there were increases in weekend work. This has not happened and should be addressed. I believe that it should be noted that when the wage categories were negotiated, this division had been through several years of drought. One official even suggested to me that all Drivers throughout the State should have the same Aggregate Wage. Whilst some might think this radical, I believe it may have some merit, but could not be implemented. He also suggested depots that work the same corridors be on the same category. Charleville They have been able to resolve most problems locally. Roma This branch has also been able to resolve all problems locally. Goondiwindi I have spoken to the Chief Roster Clerk regarding crewing options when working Noondoo trains. The Tutor Drivers in the depot mentioned the rate of pay they receive, but want to see what is happening with proposed job changes. Toowoomba Recently a combined meeting was held in Toowoomba regarding the loss of shed shifts and local work. Acting State Secretary Mr Renny Eyears attended. An additional meeting is to be held this Friday. I have corresponded with the Service Delivery Manager South West and Regional Manager Freight Service Delivery regarding several issues that this branch has been unable to resolve, but we are waiting for a suitable time to be arranged to discuss the issues. Recently the depot has had Trainee Drivers from another depot performing observation trips in the depot. This ended up causing some concern when they were rostered as DA's when existing DA's and Drivers were rostered AFD. It has also come to our attention that there is no route competence training guide or assessment for a DA. I have corresponded with QR regarding this issue and made several suggestions. The Toowoomba depot have enacted correspondence regarding the state of the 2400 and 2100 Class Locomotives that they are now working. No reply has been received yet, however a meeting later in the week may bring a response. They are extremely disappointed in the soundproofing at the Fisherman Islands quarters and believe that this will need to be addressed. General At last Council the issue of driving cars within the local agreed area was discussed. Since then I believe that several depots may have changed their local agreed areas to widen their travel. This may be of a detriment to other depots, if depots are to change the Train Crew Agreement and self drive up to their limitation of hours. Don't these depots realise that this might happen in the next Train Crew Agreement, then they will be complaining. Depots only make these changes for self gain, which leads me to my last issu. Regarding the upcoming Union elections, we need people who have a commitment to the Union and it's principles to nominate for the positions, not just for their own personal or depot gain, which can be detrimental to other depots or Train Crew throughout the State. RAIL ROAD NEWS AND VIEWS Aussies spot train defect Help in avoiding a derailment came from halfway around the world. David Overson, A.F.U.L.E. Driver with Queensland Rail in Australia, and his friend Joe Forgiarini were taking pictures of a train west of Winslow in April, when they saw dragging brake rigging. They found the Winslow Yard Office to report their findings to the trainmaster on duty. Winslow Terminal Manager Wayford Bryant thanked them for finding the defect and preventing a possible derailment, presenting both with BNSF shirts and pens. Overson has worked for Queensland Rail, a state-owned railroad, since 1978. He started as a switchman before moving to conductor and then Locomotive Driver in 1995. "Overson couldn't believe the traffic volumes and tonnage our trains carried, compared to 10 to 11 in a 24 hour period with most being 2000 tons in Australia," Bryant said. A typical Australian Freight run totals 120 miles each way, which takes between 8-10 hours per trip, Overson said. On the Queensland Rail, as on BNSF, safety is No. 1 Overson said. Southwest Express March 2001 STUDY UPDATE - May 2001 Newsletter number 5, (distributed in November 2000) indicated that a recommendation to Government on the preferred alignment between Gowrie and Grandchester would be made in April 2001. Some delays have occurred in progressing various aspects of the study. These delays are due to further investigations being warranted as a result of Environmental and Technical issues. A recommendation to Government is now expected to be made around October 2001. At this point, the Cultural Heritage study is nearing completion. Archaeologist Dr Luke Godwin, accompanied by representatives from five Aboriginal groups, has completed a walk through of the rail corridor options to assess the likely impact of the proposal on Aboriginal cultural heritage. His report is being finalised. Similarly, the Strategic Environmental Study is nearing completion with preliminary results being reviewed by Queensland's Environmental Protection Agency and the federal government's agency, Environment Australia. Consultation with the public and key stakeholders has been ongoing over the course of the study. Some further consultation with Local Governments is currently taking place before the consultation report is finalised. A Summary Report is being prepared which will include the essential details of all relevant reports and will contain a recommendation to Government. This report is currently expected to be completed about August and presented to the study's Management committee, before being presented to the Queensland Government about October 2001. It is expected that when the reports are released by Government the Summary Report will be made available for public comment before decisions are made. A future newsletter, newspaper advertising and displays will advise stakeholders of their opportunity to provide further feedback on all aspects of the study. Finally, there have been a number of reports in the media recently which propose the co-location of road, rail and water pipelines. Co-location for a road-rail corridor was initially considered in 1994, as part of Toowoomba's second road range crossing study. Traffic analysis identified that the further the distance to travel, the less likely motorists are to use a new crossing rather than the existing highway. This means that the road could not be justified if it co-located with rail corridor Option A1 (shown in Newsletter 1). Secondly, rail and road technical requirements are different. For example, roads are designed with 600 metre radius curves whereas high speed rail requires curves up to a 3400m radius. Road transports can cope with 6% grades whereas rail is seeking a maximum of 1˝% grades. The topography of the eastern side of the range dictates that both rail options exit the range below Mt Kynoch at a level substantially lower than the road. This, combined with the difference in design criteria, makes it impossible to co-locate both forms of transport in the same corridor. The cost of extremely large diameter combined road-rail tunnels would be prohibitive and not meet the traffic needs of road users. Freecall: 1800 252 296 INVESTING As a general rule, the greater the risk you're prepared to take, the greater the potential return on your investment. Let's say, for example, you've got $2,000 to invest. If you're uncomfortable with the possibility that your investment won't perform as expected, you may be better to look at lower risk investments such as a term deposit. This investment locks your money in for a fixed period of time and safeguards the return you'll get on your money. The risk is minimal but, as a result, the return on your investment is also generally low. Alternatively, if you're comfortable with higher risk, you may, for example, invest in the share market where the potential for a higher return on your money is greater over the longer term. Everyone's tolerance to risk is different. When selecting your investment, you need to strike a balance between the level of risk you're comfortable with and the return you want on your money. A commonly used yardstick to help you determine the level of risk you're happy to accept is the 'sleep test'. If you toss and turn at night worrying about the security of your money, chances are you're not comfortable with the level of risk associated with your investment decisions. With the right advice, you can understand the factors that potentially affect the performance of your investment and be more comfortable with an element of risk in your investment decisions. In reality, this may mean increasing your opportunities for wealth creation. Of course, risk won't be the only consideration when you make an investment decision. You'll also need to consider issues such as diversification, accessibility of your money, the tax you pay on your investment, and whether your money will grow at a rate faster than inflation. Investing can be a complex process, but Charter Financial Planning can help you navigate through the complexities and show you how investing can help your hard earned savings grow. Please contact Ric Zanetti of Charter Financial Planning on 3227 3520 if you have any questions. The Importance of Diversification Making wise investment decisions can be a difficult task. There are a number of steps involved: establishing your needs and objectives; including analysis of your risk profile; developing a financial planning strategy; and then selecting products to meet the strategy. One of the best ways to reduce investment risk, while increasing your chance of a better return on your money over time, is to diversify your investments. Diversification means investing your money in a variety of different market sectors or asset classes. Investment diversification works on the principle that different asset classes perform better at different times. Over the past 10 years, most asset classes (or sectors) have been a top performer in at least one year. Interestingly though, rarely has one asset class been able to achieve this distinction over two consecutive years (international shares over the last three years are a notable exception; refer to Table 1, below).
Source: Morningstar Prevailing economic conditions can impact each of the main investment classes - shares, property, fixed interest and cash - in different ways. At any one time, one investment type will perform better than others. However, knowing which investment type will outperform during a particular period is the difficult part. Diversifying or spreading your investments across different asset classes can avoid the 'what if' questions. 'What if I'm in the wrong market?'; 'What if I'm investing in this market at the wrong time?'; 'What if I could get a better return by investing elsewhere?'. Neglecting to diversify your investments can mean exposing your savings unnecessarily to higher levels of investment risk. Investing across different fund managers is another way to diversify your investments and reduce the level of risk to which you're exposed. As various fund managers use different methods or 'styles' of investing, this will affect their investment decisions and the types of stocks they select. For example, a manager who uses one particular approach to investing may perform well at the beginning of an economic upswing, whilst another manager may perform better during an economic downturn. By investing with different fund managers in conjunction with diversified asset classes, you can further reduce levels of investment risk and increase your chance of producing more consistent returns over time. Achieving truly diversified investments can be a difficult task for an individual investor. However, certain investment arrangements exist which can help ensure your investments are diversified regardless of how much you're investing. It's possible to diversify your investments by placing your money in managed investments. A managed investment pools your savings with that of other investors to form an investment fund. As a small part of this large fund, you're harnessing the buying power of potentially millions of dollars. You can access a broader range of investment opportunities, such as international shares and commercial and residential property, which would be difficult to access on your own. A managed investment also allows you to maintain a diversified portfolio without the administrative responsibilities normally associated with having a broad spread of investments. Investment diversification means spreading your funds globally, across all investment categories and with different fund managers. Not only can diversification reduce the level of risk involved with your investments, but it can balance weak performance in one particular asset class with good performance in another. If you're concerned about the diversification of your investments, you may need to seek professional assistance to alter your investment spread to suit your personal circumstances and needs. We can help you weigh-up your investment time frame, your approach to investment risk, and your financial needs, arriving at an investment decision that will help your money grow over time without compromising your financial security. For more information, please contact: GETTING THE MOST OUT OF YOUR INVESTMENT QSuper Trustee Chris Barrett has some tips to help you weigh up your options. He says "it's important to make sure you are comparing 'apples with apples'. This means looking at things like where the fund invests, the financial period used to calculate the returns shown and even whether the return provided is before or after the deduction of management fees". It's important to check out which types of investments the fund invests in. It may include shares, property, fixed interest or cash, in any combination. And these investments could be made in Australia, overseas or mix of both. Comparing a fund investing solely in shares, like QSuper's High Growth option, with a fund investing in cash, is misleading. This is because these two types of investments have different levels of expected risk and return, and as such, should never be directly compared. Chris says some financial advisers compare the returns of a number of funds using different periods. "For example, the return shown for one fund may be over the full financial year, whereas another return may be for a 12 month period starting from 1 May. This is also misleading, as the time period used in any comparison should be the same, whatever period that may be". "In addition, looking at a longer time period, such as 5 years, will give a better comparison, as one year returns can show unusually large differences". Another important factor in comparing fund returns is whether the return quoted is before or after fees have been deducted. This is particularly relevant where there is a significant difference in the level of fees charged by the funds. QSuper always quotes returns after the deduction of their low management fee (currently 0.35% p.a.) Other funds may charge up to 2% p.a. in fees, and on top of that, the returns they show could be before this fee has been deducted. This certainly makes a difference when comparing fund returns. For more information on QSuper and it's returns, visit their website:WORKPLACE HEALTH AND SAFETY IUF Support for Global McDonald's Protests When the news was published in the Hong Kong Morning Post on August 27, McDonald's first denied the allegations by asserting that it had a corporate "Code of Conduct" and a regular system of independent monitoring of that code. City Toys responded by dismissing the under-age employees and attempting to prevent them from communicating with investigators. When a company audit confirmed the truth of the HKCIC / Morning Post report, McDonald's walked away from the problem by dropping the supplier - and the children. In a letter to McDonald's chairman and Chief Executive Officer Jack Greenberg on September 8, the IUF denounced this irresponsible conduct, demanding that the child workers be given "attention and support" and pointing out that "simply switching orders to another contractor" would not resolve the issue of the company's wider responsibility" (the IUF / McDonald's correspondence is available on our web site)"Click here for our Website" McDonald's responded by stating that the company "fully supports our suppliers' decision to halt all production of toys for McDonald's at the City Toys facility in China" and intoning: "We take our Code of Conduct seriously, as our actions demonstrate. Three conclusions may be drawn from this affair. Firstly, abusive labour practices at toy companies in South China should surprise no one. City Toys has a long history of employee abuse, including documented reports of savage beatings by security guards in Shenzhen published two years ago. A wider investigation by the HKCIC of ten McDonald's toy contractors in China confirmed that low wages, forced overtime, poor health and safety conditions of the factory floor, substandard living conditions, the employment of workers without contracts and a total lack of accounting transparency as regards the calculation of wages are the rule rather than the exception. It goes without saying that workers in China are prohibited from organizing unions, a well-known fact which seems to have eluded only those who write advertising copy for the code monitoring industry. Secondly, the monitoring procedure - for which McDonald's pays the Swiss-based auditing firm SGS - at McDonald's is of a piece with the other monitoring schemes which have become an established component of corporate public relations exercises. In the absence of independent trade Union organization and explicit recognition of this right by employers, Codes of Conduct are meaningless. Of the ten factories in the HKCIC survey, 4 of them drilled workers and falsified documents to pass the monitoring exercise. SGS, a leader in the code monitoring sec tor, did not have to look very hard to see evidence of massive labour abuses, yet its auditors saw nothing. Pricewaterhouse Coopers, another leading "global contractor compliance" firm, has distinguished itself by overlooking workweeks of up to 79 hours documented on company time cards and workplace carcinogens at Asian garment factories it regularly audits. Third, contracting out toy production through a complex system of intermediaries - like the franchise system McDonald's has used so successfully in its restaurant operations - has been systematically employed to deflect public criticism, deflect public criticism, defeat Union organizing efforts, and evade corporate responsibility at international level. SKIN CANCER AND OUTSIDE WORK The majority of skin cancers are caused as a direct result of frequent and prolonged exposure to the sun. Exposed areas such as the hands and face account for about 90% of the skin cancers. Sun damage can occur of cloudy days, and exposure sufficient to be harmful, can be a year-round problem in Queensland. Virtually all people in Australia are at risk of skin cancer. Employers should provide suitable protective clothing for outside workers. Loose long sleeved shirts or blouses, and, long trousers or slacks, should be worn to protect the arms and legs. Broad-brimmed hats will shade the face and control exposure of the nose, ears and lips. 'French foreign legion' attachments are available to shade the neck when hard hats are necessary. Suitable sunscreen to protect the skin still exposed should be provided free by employers under the scope of 'protective clothing'. This should be applied to dry clean skin, preferably about 30 minutes before exposure to the sun, and reapplied thickly each hour to maintain the level of protection. Sunglasses, which meet Australian Standard AS1067-1983, should also be worn to offer protection against damage to the eyes. MOBILE PHONES AND EYE CANCER HEAT It is recommended by ACTU that where the temperature at work exceeds 26degrees C measures should be taken to prevent the onset of heat stress. Where the temperature at work exceeds 30degrees C workers should be allowed to take regular, paid work breaks to allow their bodies to recover some degree of thermal equilibrium. Rest breaks should be introduced to suit local conditions and meet individual requirements. Q FEVER (Query Fever) Q Fever is most common in Queensland, but exists throughout Australia. Humans can be infected by ingesting unpasteurised milk and by contact with infected animals, hair and hides, waste products, or contaminated straw and wool. Health effects occur sixteen to eighteen days later. Symptoms can range from muscle pains, severe headache and high fever, which may progress to pneumonia. Q Fever is often misdiagnosed as influenza or pneumonia. The fever usually disappears after five to fifteen days. Patients who have diseased heart valves prior to contracting Q Fever may develop severe inflammation and damage to these valves. The liver can also be commonly affected. Vaccination against Q Fever is the best prevention. All people working in the at-risk groups should be aware of the means of transmission and the sources of infection. Strict hygiene practices must be followed when handling pregnant animals, hides, wool, straw, or other contaminated material. Prompt treatment of cuts and abrasions, adequate disinfection and disposal of material, and prevention of inhalation of contaminated dust or fluid droplets is necessary. Milk should be pasteurised or boiled. It is important that possible contact with infected animals is stated when seeking medical advice. Extracted from Worksafe Australia Guide "Diseases Acquired from Animals", National Occupational Health And Safety Commission, Dec 1989, AGPS Press Canberra. WORKER'S MEDICAL CENTRE
The Centre is a bulk billing facility and there is no charge to the patient except for medicals for Commercial Vehicle Driver's Health. The Centre operates a 3 hour session each day, Monday to Friday. Next time you or another family member need to visit the doctor please give us a call on 32173566 INTERESTING QUOTES QR CORRESPONDENCE D75 OF 2001 TDO LIMITATION OF HOURS I refer to the recent resumed IRC conference on 4 May 2001 where QR provided the Commission and yourselves with information in regard to the incident investigation at Coppabella on 19 March 2001 and some additional information on TDO shift over 11 hours. The Commission indicated that a further conference will be set down to discuss the list of shifts over 11 hours and the reasons why excessive time occurred on each shift. Discussion also took place in respect to what options are available to the parties to reduce the incidence of Traincrew exceeding the Limitation of Hours requirements of the Award and TCA. Notwithstanding your unions response to those discussions, QR is very desirous of pursuing whatever option is necessary in order to reduce the incidences of shifts being worked in excess of 11 hours. The issue of DOO relief was raised at the conference as one way to reduce the incidence of shifts in excess of the Limitation of Hours requirements under the award. This was particularly so in the case of the Mt Isa line where QR indicated to the parties that by implementing DOO on the Cloncurry to Hughenden section, there would be measurable reduction in the incidences of excessive shift lengths above the limitation on hours provisions. 1) Introduction of DOO to be utilised on the Cloncurry to Hughenden section. Refer to clause 8.21(1) of the TCA for the commitment to introduce DOO state-wide subject to consultation at local and State level on various issues as listed, and clause 8.2(3) (Extension of DOO in Non Signalled Areas {Dark Territory}). It should be noted that the list of areas in clause 8.2(3) where the extension of DOO into Dark Territory is considered, is not an exhaustive list, and it is QR's intention to extend DOO to the Cloncurry to Hughenden section. To facilitate this, consultation for implementation will be carried out in accordance with the Traincrew Agreement as soon as it can be arranged. 2) Extension of TDO shift lengths to 12 hours, Cloncurry to Hughenden section. Sch.1.5(1)(c) of the EA4 Award, cl.3.2(1) of the TCA Roster Code of Practice (RCOP) all provide for TDO shift lengths. The TCA and RCOP provisions both refer back to the Award provision to determine the actual calculation of the shift length. Sch.1.5(1)(c) provides for TDO shift lengths to be able to be worked to a length of 12 hours with such an introduction to involve agreement on a location by location basis following consultation. The provision also states that agreement to such a proposal should not be unreasonably withheld unless there are extraordinary circumstances prevailing. To facilitate this, consultation for implementation will also be carried out in accordance with the Traincrew Agreement as soon as it can be arranged. Given the above issues, it is QR's intention to arrange a meeting with the relevant unions to commence discussions on these matters with a view to implementation in the near future. 3900 CLASS LOCOMOTIVES Under the current strategy, 19 of the class will eventually be transferred to the Coal Division leaving 10 electric locomotives to operate between Brisbane and Rockhampton. This process may not be fully completed until the second half of 2002. Issues to be resolved include expanded operation of 4000 class on the Mt Isa line, usability of 2600 class in North Queensland and fuel utilisation of 2800 class. This implies the movement of the 3900 class will be a gradual process. I hope this satisfies your enquiry. CORRESPONDENCE RECEIVED SKIN CREAMS LINKED TO PEANUT ALLERGIES A team in London doing a long-term study on the allergy found that 90 percent of children who were allergic to peanuts had also suffered from eczema. When a child is allergic to peanuts, his immune system will react violently when it recognises the protein in peanuts. But the immune system must have been exposed somehow to peanut protein earlier on, to prime the allergy. Eczema often causes itchy, broken or raw skin which could expose immune cells in the skin to the peanut protein in the creams. Allergic reactions to peanuts vary from the mild to the severe reactions which can cause death when the throat swells blocking the windpipe. The findings, presented to the Royal Society in London on Monday, contradict previous advice that pregnant or breastfeeding should not eat peanuts, reported the BBC online. However, as the findings on the links between the creams and the allergy have not been confirmed, it was advised that parents still follow these recommendations. But it was also advised that parents check the contents of cream before they buy them, whether it was used for nappy rash or eczema. They were told to check for arachis oil (refined peanut oil), groundnut or peanut oil. Skin therapists have said most of the recommended creams for eczema do not contain peanut oil. By Heather McKinnon MENINGOCOCCAL DISEASE Some close contacts, usually family or household members, my be offered a course of prophylactic antibiotic, principally to eliminate the germ from the nose or throat, and prevent such contacts from becoming carriers. The antibiotic may also help to prevent disease, although cases may still occur even when the tablets are taken as directed. It is very important that the public health authorities are involved in the identification of contacts, because the antibiotic should be used very carefully. Below are some details of the symptoms that the meningococcus may cause, meningococcal disease takes two main forms, or it may occur as a combination of the following:
If you develop any of the above listed symptoms, you should see your doctor immediately, and inform him / her that you may have been in contact with someone with meningococcal disease. The above information has been received from Dr. K Adam, Specialist in Occupational Medicine.
LIGHT READING OUR MATE JOHNNY He notices a police officer walking back and forth between the lines of cars, so he rolls down his window and asks, "officer what's the hold up?" The officer replies, "John Howard is just so depressed about the thought of moving with his family back to Lane Cove that he stopped his motorcade in the middle of the freeway and he's threatening to douse himself in petrol and set himself on fire. "He says his family hates him and he doesn't have the money to pay for the new house renovations. We're taking up a collection for him." "Oh really? How much have you got so far?" "About three hundred litres, but a lot of people are still siphoning." GOLD COAST HOLIDAY UNITS Feel like holidaying on the Gold Coast? Sick of paying inflated price for Holiday Units? If the answer is YES, enjoy a stay at the Mayne Locomotive Drivers' Association. Units are situated at Tugun. Tugun is ideally situated central to the glitz and night life of Surfers Paradise, Conrad Jupiters Casino and Tweed Heads. If a quiet holiday, relaxing with the family is more your style, there is no better place on the Gold Coast than Tugun to enjoy a laid back holiday. Members throughout the State are welcome to make reservations to secure their next holiday on the Gold Coast. For reservations, please phone Russell Haddock on 0419 377 480 between 09:00 hours and 17:00 hours.
CA SCIACCA & ASSOCIATES HAVE THE EXPERIENCE AND DEDICATION TO HELP YOU WITH ALL YOUR LEGAL NEEDS. THERE ARE MANY AREAS OF THE LAW BESIDES THOSE MENTIONED HERE, WHERE WE CAN BE OF ASSISTANCE TO YOU AND YOUR FAMILY. FOR ANY LEGAL MATTER, BIG OR SMALL, RING CA SCIACCA and ASSOCIATES DIRECT ON 1800 658 525 (TOLL FREE) AND ASK FOR SAM SCIACCA. ON BEHALF OF YOUR UNION THE A.F.U.L.E. for Mackay, Bowen, Sarina, Jilalan, Coppabella, Moranbah and Dysart
4951 1900 OR SEE US AT....
REPORT - 1-1-2001 TO 30-6-2001 QLD
Total number of Member calls resulting in enquiries: 65 EXPLANATORY NOTES * Denotes Referral Services - members are referred direct to the service provider for referral services. Please note, it is not presently possible to quantify sales as a result of referrals. TICKET PRICES AS AT 1st JANUARY 2001
* on presentation of Union Shopper ID Card How to get your discount tickets….. Call in to Union Shopper office or sent payment (cheque or money order) to: PO BOX 1378 MILTON 4064
BRISBANE MEMBERS CALL: 3859 9999 MEMBERS OUTSIDE BRISBANE CALL: 1300 360 033 CROSSWORD
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