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Australian Federated Union of Locomotive Employees

Traincrew Representing Traincrew

Become A Member

A.F.U.L.E. staff and officials are trained to provide you with a wide range of information and advice. We can assist you with information about awards and certified agreements, wages and conditions, collective agreement negotiation, unfair and unlawful dismissal, workers’ compensation applications, reviews and appeals, occupational health and safety and training and development.

 

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Members Only Access

If you are an AFULE member, you are able to login to the Members Only areas on this website. To access the Members Only areas of this website, please register below. Your details will be forwarded to the AFULE State Office who will approve your access. Once your registration has been approved, you will be able to login to the Members Only Access whenever you enter the site.

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Women's Forum

The Women’s Forum has a dedicated section of our website where forum members are able to meet each other and discuss a range of issues affecting them.

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Mortgage Choice

Perhaps, you recognise my face or name and maybe we have met before. I did a lot of visits to QR workplaces during my 8 years with Railways Credit Union. I have been the recommended Mortgage Broker for AFULE since starting my own franchise of Mortgage Choice in 2005.

One of the reasons I decided to start my own business is I was frustrated when I could not get ALL loans approved. This may have been due to the income, or the fact that one party was self employed. Many people wanting fixed rates and local branch service.  One lender or Bank or Credit Union quite honestly  cannot  be all things to everyone.  I have a lender panel of  over 20 lenders that I can write a home loans for you that you can select from.  This includes all the Major Banks, some regional Banks, Building Societies etc.  These lenders have fixed and variable rates to select from and I can help with the selection of the correct product. My success rate of getting loans approved and settled is approximately 95% now so I am happy with that.

So you've found the right person, to assist you to arrange your next home loan. Whether you need to consolidate debt into your home loan, purchase a new home or buy an investment property. I would be happy to assist.  I have helped many QR families better their financial position over the past few years.

So what is it I do exactly? I will discuss your needs and come up with options for you and from here we will select your next lender.  I will negotiate the rate and advise which is better - however the final decision will still be yours on who you borrow from.  You see I work for you at no cost to you, and the lender pays me, great isn't it.  All lenders pay me the same, so my role in this is to find out who you qualify with to borrow and handle all the paperwork.  You will be amazed how easy it is to arrange over the phone, fax or internet. I  will keep in touch with you and will form a relationship with you that will last a lifetime, not just till settlement day. I will take the frustration out of comparing rates and products and telling your story to numerous Banks.I am the only person you need to talk to about your home loan needs and to find out if you qualify to borrow the amount you need.

Contact me by :
phone: (07) 32991717
mobile: 0433838451
email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it
or go to my blog, this is where I keep up to date with my clients.

 

 

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